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Directory / calculators
calculators
https://cleveralpha-calculators.vercel.app/api/mcp
9 deterministic IRS tax, RMD, Roth, Solo 401k, Form 1040, TALS, Estate & SBLOC calculators.
Partial: 10 of 11 checks · 3 Nov 2026
Is calculators MCP server safe?
- None of the hidden-instruction wordings we know were found in its tool descriptions.
- All 9 of its tools are labeled read-only.
- Overall it scored 89/100 on 3 Nov 2026.
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What it can do
9 tools, in the server's own words.
get_irs_statutory_parametersread-onlyUse this tool whenever a user asks for official 2025, 2026, or projected 2027 IRS tax brackets, standard deduction amounts, the $6,000 OBBBA Sec.
calculate_rmd_and_tax_cliffsread-onlyUse this tool whenever a user asks to calculate their Required Minimum Distribution (RMD) for 2025, 2026, or 2027, Inherited IRA 10-year withdrawal schedule un…
calculate_roth_conversionread-onlyUse this tool whenever a user asks how much to convert from a Traditional/Rollover IRA to a Roth IRA, how to avoid crossing the next federal tax bracket or Med…
compare_solo_401k_vs_sep_iraread-onlyUse this tool whenever a self-employed business owner, freelancer, 1099 contractor, LLC, or S-Corporation owner asks to compare a Solo 401(k) against a SEP IRA…
simulate_form_1040_and_bracket_roomread-onlyUse this tool whenever a user asks for a complete 2025, 2026, or 2027 Form 1040 federal tax return estimate, how much room they have left in their current marg…
analyze_concentrated_stock_talsread-onlyUse this tool whenever an investor or advisor asks how to diversify a concentrated low-basis stock position, evaluates a 130/30, 150/50, 200/100, or 300/200 Ta…
calculate_savers_credit_and_2027_matchread-onlyUse this tool whenever a user asks about the IRS Form 8880 Retirement Savings Contributions Credit (Saver's Credit under IRC Sec.
analyze_estate_tax_and_stepupread-onlyUse this tool whenever a user asks about federal or state estate taxes, the 2026 $15,000,000 Single / $30,000,000 Married OBBBA estate tax exemption, whether t…
compare_sbloc_borrow_vs_sellread-onlyUse this tool whenever a user needs cash liquidity (for a real estate purchase bridge, tax bill, tuition, or business investment) and asks whether they should …
Test results
Safe mode: only tools labeled read-only were run. How the test works
- !Ready for the newest MCP versionnote
1 warning
- !Uses an older MCP version (2025-11-25). It works today, but it isn't on the July 2026 version (2026-07-28) yet.
- !Bad inputs give a clean errornote
9 warnings
- !get_irs_statutory_parameters: Accepted wrong type for "taxYear" without complaining
- !calculate_rmd_and_tax_cliffs: Accepted wrong type for "balance" without complaining
- !calculate_roth_conversion: Accepted wrong type for "income" without complaining
- !compare_solo_401k_vs_sep_ira: Accepted wrong type for "comp" without complaining
- !simulate_form_1040_and_bracket_room: Accepted wrong type for "filing" without complaining
- !analyze_concentrated_stock_tals: Accepted wrong type for "stockValue" without complaining
- !calculate_savers_credit_and_2027_match: Accepted wrong type for "grossIncome" without complaining
- !analyze_estate_tax_and_stepup: Accepted wrong type for "totalEstateNow" without complaining
- and 1 more
- ✓ConnectsConnected in 295 mspass
- ✓Lists its toolsFound 9 toolspass
- ✓Every tool is describedAll 9 tools and their inputs are describedpass
- ✓Tools are labeled safe or dangerousEvery tool has a safety labelpass
- ✓No known hidden instructionsNone of the hidden-instruction wordings we know were found in tool descriptions. New wordings can get past this check.pass
- ✓Tools work with good inputspass
All good
- ✓get_irs_statutory_parameters: Worked (47 ms)
- ✓calculate_rmd_and_tax_cliffs: Worked (53 ms)
- ✓calculate_roth_conversion: Worked (95 ms)
- ✓compare_solo_401k_vs_sep_ira: Worked (57 ms)
- ✓simulate_form_1040_and_bracket_room: Worked (57 ms)
- ✓analyze_concentrated_stock_tals: Worked (54 ms)
- ✓calculate_savers_credit_and_2027_match: Worked (54 ms)
- ✓analyze_estate_tax_and_stepup: Worked (67 ms)
- and 1 more
- ✓Fast enoughpass
All good
- ✓Connecting took 295 ms
- ✓Listing tools took 59 ms
- ✓Average tool answer: 62 ms
- ✓calculate_roth_conversion: Slowest tool: calculate_roth_conversion (95 ms)
- ✓Follows MCP best practices (not scored yet)Tool names, safety labels and tool list size follow the MCP guidepass
- –Tools work togetherNo tool's answer could be fed into another tool, so there were no chains to test (not counted either way)not tested
- –No secrets leakedNo error messages to checknot tested
Test it yourself
Free and open source. Same checks, same score.
npx qamcp-cli https://cleveralpha-calculators.vercel.app/api/mcpShow this score on GitHub
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[](https://qamcp.dev/s/com-cleveralpha-www-calculators.html)Score over time
- 3 Nov 202689
One test so far. New tests will show here.
Reviews
Coming soon: reviews from people who use calculators, signed in with GitHub, one per person. Reviews never change the score.
QAmcp Monitor tests it every hour and emails you when it goes down, the score drops, a tool changes or a secret leaks. Free for 1 server, no card.
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