Wellspent: fee-only financial advisors

Is Wellspent: fee-only financial advisors MCP server safe?

• No hidden instructions were found in its tool descriptions.
• Its error messages showed no secrets or internal details.
• All 4 of its tools are labeled read-only.
• Overall it scored 92/100 on 28 Oct 2026.

A test can only see what the server shows from outside, not what it does with your data behind the scenes. Connect servers from makers you trust.

What it can do

4 tools, in the server's own words.

Test results

Safe mode: only tools labeled read-only were run. How the test works

• ✕
  Resources and prompts work

  1 failed, 2 warnings (1 resource)

  • !Listing resource templates failed: Error POSTing to endpoint: {"jsonrpc":"2.0","id":27,"error":{"code":-32601,"message":"Method not found: resources/templates/list"}}
  • ✕ui://wellspent/advisor-cards-v1.html: Its reply breaks the MCP rules, so AI apps reject it: "ttlMs" should be a number
  • !Opened 0 of 1 resources
  • and 1 more
  fail
• ✓
  ConnectsConnected in 314 ms
  pass
• ✓
  Ready for the newest MCP versionUses the latest MCP version (2026-07-28)
  pass
• ✓
  Lists its toolsFound 4 tools
  pass
• ✓
  Every tool is describedAll 4 tools and their inputs are described
  pass
• ✓
  Tools are labeled safe or dangerousEvery tool has a safety label
  pass
• ✓
  No hidden instructionsNo hidden instructions found in tool descriptions
  pass
• ✓
  Tools work with good inputs

  All good

  • ✓search_fee_only_advisors: Worked (644 ms)
  • ✓get_advisor_profile: Worked (174 ms)
  • ✓show_advisor_cards: Worked (92 ms)
  • ✓list_specialties_and_audiences: Worked (20 ms)
  pass
• ✓
  Bad inputs give a clean error

  All good

  • ✓search_fee_only_advisors: Refused missing required input "country" with a clear error
  • ✓search_fee_only_advisors: Refused wrong type for "country" with a clear error
  • ✓get_advisor_profile: Refused missing required input "slug" with a clear error
  • ✓get_advisor_profile: Refused wrong type for "slug" with a clear error
  • ✓show_advisor_cards: Refused missing required input "slugs" with a clear error
  • ✓show_advisor_cards: Refused wrong type for "slugs" with a clear error
  pass
• ✓
  Tools work together

  2 chains working

  • ✓search_fee_only_advisors → get_advisor_profile: get_advisor_profile found what search_fee_only_advisors returned (slug = "phil-orwig")
  • ✓search_fee_only_advisors → show_advisor_cards: show_advisor_cards found what search_fee_only_advisors returned (slugs = "phil-orwig")
  pass
• ✓
  Fast enough

  All good

  • ✓Connecting took 314 ms
  • ✓Listing tools took 35 ms
  • ✓Average tool answer: 233 ms
  • ✓search_fee_only_advisors: Slowest tool: search_fee_only_advisors (644 ms)
  pass
• ✓
  No secrets leakedChecked 6 error messages: no secrets or internal details
  pass
• ✓
  Follows MCP best practices (not scored yet)Tool names, safety labels and tool list size follow the MCP guide
  pass

Test it yourself

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Show this score on GitHub

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Score over time

• 28 Oct 202692

One test so far. New tests will show here.

Reviews

Coming soon: reviews from people who use Wellspent: fee-only financial advisors, signed in with GitHub, one per person. Reviews never change the score.