RightCard

by rightcard.ai · https://mcp.rightcard.ai/mcp

Which of your credit cards to use at any store, from verified bank data. No bank login.

5 tools✓ no account neededPricing: not listed

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79 /100

PASS · WITH NOTES

Partial: 8 of 11 checks · 22 Oct 2026

What it can do

5 tools, in the server's own words.

best_card

Which of the given cards earns the most at a store (merchant) or for a spend category, today.

lookup_merchant

The store's reward category as RightCard's directory files it, its merchant type, and the merchant-code caveat when a category bonus usually will not post ther…

search_cards

Search RightCard's catalog by card or issuer name to get the ids to pass into best_card.

card

Everything RightCard knows about one card: rates by category, base rate, currency, annual fee, verification status, live rotating windows, and the choose-your-…

rotating_calendar

Live and upcoming rotating-category windows (Freedom Flex, Discover it, Citi Dividend…) and permanent merchant benefits, from the same verified data as the app.

Test results

Safe mode: only tools labeled read-only were run. How the test works

!
Ready for the newest MCP version
1 warning
- !Uses an older MCP version (2025-11-25). It works today, but it isn't on the July 2026 version (2026-07-28) yet.
note
!
Every tool is described
4 warnings
- !lookup_merchant: Inputs with no description: name
- !search_cards: Inputs with no description: query, issuer, limit
- !card: Inputs with no description: id
- !rotating_calendar: Inputs with no description: card_id
note
!
Tools are labeled safe or dangerous
1 warning
- !5 of 5 tools have no safety label (read-only or dangerous): best_card, lookup_merchant, search_cards, card, rotating_calendar
note
✓
ConnectsConnected in 471 ms
pass
✓
Lists its toolsFound 5 tools
pass
✓
No hidden instructionsNo hidden instructions found in tool descriptions
pass
✓
Fast enough
All good
- ✓Connecting took 471 ms
- ✓Listing tools took 53 ms
pass
✓
Resources and prompts work
All good (2 resources, 1 prompt)
- ✓Opened 2 of 2 resources
- ✓An address that does not exist gets a clean "not found" error
- ✓Opened 1 of 1 prompts
pass
–
Tools work with good inputs
Not tested
- –best_card: Not run: no safety label (if you own this server, test again in owner mode)
- –lookup_merchant: Not run: no safety label (if you own this server, test again in owner mode)
- –search_cards: Not run: no safety label (if you own this server, test again in owner mode)
- –card: Not run: no safety label (if you own this server, test again in owner mode)
- –rotating_calendar: Not run: no safety label (if you own this server, test again in owner mode)
not tested
–
Bad inputs give a clean errorNot tested
not tested
–
Tools work togetherNo safe tool returned data to start a chain from, so chains were not tested (not counted either way)
not tested
–
No secrets leakedNo error messages to check
not tested

Test it yourself

Free and open source. Same checks, same score.

npx qamcp-cli https://mcp.rightcard.ai/mcp

Score over time

22 Oct 202679

One test so far. New tests will show here.

Reviews

Coming soon: reviews from people who use RightCard, signed in with GitHub, one per person. Reviews never change the score.

Is this your server?

Soon you can claim this page: re-test it from here, reply to results, and show a "Tested by QAmcp" badge.

Have a concern, or want it removed? Ask us and we'll take it off the list. How the directory works