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Directory / Money Sums

Money Sums

Q: Is Money Sums MCP server safe?

QAmcp's test on 11 Nov 2026: None of the hidden-instruction wordings we know were found in its 5 tool descriptions. Its error messages showed no secrets or internal details. All 5 of its tools are labeled read-only. Overall it scored 100/100 on 11 Nov 2026. A test can only see what the server shows from outside, not what it does with your data behind the scenes. Connect servers from makers you trust.

by kwekuanansi.ai · https://kwekuanansi.ai/mcp/money-sums

True yearly cost of flat-rate and app loans, margin and markup, break-even, and susu fees.

5 tools✓ all read-only✓ no account neededPricing: not listed

Visit website

100 /100

PASS

11 of 11 checks · 11 Nov 2026

Test it now for current results

At a glance

Runs where: On their server. What you send to it goes to them.
What you need: Nothing: it answered without a login
Tools: 5 tools
Its own safety labels: 5 read-only
Memory it takes: About 2,100 tokens of your AI's memory, just for its tool descriptions
Speed: Average answer in our test: 176 ms

Tokens are an estimate: the characters in its tool names, descriptions and inputs, divided by 4. The exact number depends on your AI model. Safety labels are what the server says about itself. From our latest test, 11 Nov 2026.

Is Money Sums MCP server safe?

None of the hidden-instruction wordings we know were found in its 5 tool descriptions.
Its error messages showed no secrets or internal details.
All 5 of its tools are labeled read-only.
Overall it scored 100/100 on 11 Nov 2026.

A test can only see what the server shows from outside, not what it does with your data behind the scenes. Connect servers from makers you trust.

What this test does not check

Its source code and packages.
What a tool quietly does behind the scenes, such as writing a file or calling another service.
Instructions hidden inside live tool answers. We only look for those in tool descriptions.
Hidden instructions worded in a way our list doesn't know yet.
Tools that could change something. Those are read, never run.

What QAmcp can and can't see · How to tell if an MCP server is safe · Hidden instructions · Prompt injection

Known security advisories

It lists no public code, so there is nothing to look up in GitHub Security Advisories or OSV.dev. QAmcp tests how a server behaves. It does not scan source code.

What it can do

5 tools, in the server's own words.

loan.instalmentsread-only

Use this when someone gives a loan amount, an interest rate and a number of weekly, fortnightly or monthly repayments, and asks what each repayment is, what th…

loan.one_repaymentread-only

Use this when someone borrows an amount and repays a single larger sum after some days, as with a phone or app loan, a salary advance or a loan from a moneylen…

business.marginread-only

Use this when a trader gives what an item costs them and either what they sell it for, the margin they want, or the markup they want, and asks for the profit, …

business.break_evenread-only

Use this when someone running a business gives their fixed costs for a period (rent, wages, power for a month), what one item costs them and what they sell it …

savings.collector_feeread-only

Use this when someone saves with a collector who takes regular deposits and keeps some of them as a fee (susu in Ghana, ajo or esusu in Nigeria, a daily contri…

Test results

Safe mode: only tools labeled read-only were run. How the test works

✓
ConnectsConnected in 176 ms
pass
✓
Ready for the newest MCP versionUses the latest MCP version (2026-07-28)
pass
✓
Lists its toolsFound 5 tools
pass
✓
Every tool is describedAll 5 tools and their inputs are described
pass
✓
Tools are labeled safe or dangerousEvery tool has a safety label
pass
✓
No known hidden instructionsNone of the hidden-instruction wordings we know were found in tool descriptions. New wordings can get past this check.
pass
✓
Tools work with good inputs
All good
- ✓business.margin: Answered with an error, probably because of our sample input: Give the cost and exactly one of: "sale_amount", "margin_percent" or "markup_percent".
- ✓business.break_even: Answered with an error, probably because of our sample input: Each sale brings in no more than it costs to make or buy, so no number of sales covers the fixed costs.
- ✓savings.collector_fee: Answered with an error, probably because of our sample input: "deposit" must be more than nothing.
- –loan.instalments: Not run: labeled read-only, but its has a "amount" input, which usually means it changes something. Skipped to be safe: if it only reads, a clearer description helps AI apps too, or test again with --owner
- –loan.one_repayment: Not run: labeled read-only, but its has a "amount" input, which usually means it changes something. Skipped to be safe: if it only reads, a clearer description helps AI apps too, or test again with --owner
pass
✓
Bad inputs give a clean error
All good
- ✓business.margin: Refused missing required input "cost" with a clear error
- ✓business.margin: Refused wrong type for "cost" with a clear error
- ✓business.break_even: Refused missing required input "fixed_costs" with a clear error
- ✓business.break_even: Refused wrong type for "fixed_costs" with a clear error
- ✓savings.collector_fee: Refused missing required input "deposit" with a clear error
- ✓savings.collector_fee: Refused wrong type for "deposit" with a clear error
pass
✓
Fast enough
All good
- ✓Connecting took 176 ms
- ✓Listing tools took 165 ms
- ✓Average tool answer: 176 ms
- ✓business.margin: Slowest tool: business.margin (187 ms)
pass
✓
No secrets leakedChecked 9 error messages: no secrets or internal details
pass
✓
Follows MCP best practices (not scored yet)Tool names, safety labels and tool list size follow the MCP guide
pass
–
Tools work togetherNo safe tool returned data to start a chain from, so chains were not tested (not counted either way)
not tested

Test it yourself

Free and open source. Same checks, same score.

npx qamcp-cli https://kwekuanansi.ai/mcp/money-sums

Show this score on GitHub

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[![QAmcp score](https://qamcp.dev/s/ai-kwekuanansi-money-sums.svg)](https://qamcp.dev/s/ai-kwekuanansi-money-sums.html)

Score over time

11 Nov 2026100

One test so far. New tests will show here.

Reviews

Coming soon: reviews from people who use Money Sums, signed in with GitHub, one per person. Reviews never change the score.

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